Waterford Bankruptcy Attorney

Waterford Bankruptcy Attorney Offers Debt Solutions For You

Even the most financially responsible people can find themselves in situations where they are in over their heads. At the office of Karen E. Evangelista, P.C., our Waterford bankruptcy attorney has been providing professional guidance for clients in Michigan for more than 30 years in similar situations. We offer solutions to help prevent creditor harassment and collection actions, offering you the second chance you need to make a fresh start.

Get out from under Debts

There are a variety of situations that can leave you overwhelmed with outstanding debts. An injury or illness, a divorce, job loss, or a downturn in your business can all leave you with credit card bills, personal loans, or even a mortgage you are unable to pay. In these situations, bankruptcy often offers the most viable option to help you get back on your feet financially. Through the United States Courts, otherwise honest and hardworking people who are experiencing difficulties may be able to find relief through one of the following:

• Chapter 7 Bankruptcy: If you have suffered a job loss, a drop in income, or an illness that prevents you from working, this can help you liquidate assets and eliminate debts.   
• Chapter 13 Bankruptcy: If you have income and want to hold on to items such as a home or car, this can eliminate certain debts while consolidating others into one affordable monthly payment.
• Chapter 11 Bankruptcy: If you are a business owner, this can help you remain in business while paying off creditors.

Waterford bankruptcy attorney Karen E. Evangelista has over three decades worth of experience in counseling clients, and can help determine the type of bankruptcy is right for you, depending on your income and the types of debts you have.

Legal Guidance in Reducing and Eliminating Your Bills

By meeting with our attorney, who can file a bankruptcy petition on your behalf with the Eastern District of Michigan Bankruptcy Court, you may be entitled to reduce or completely eliminate the following types of debts:

• Credit card bills;
• Personal loans;
• Bank loans for housing or vehicles;
• Medical debts;
• Unpaid utilities and rent payments;
• Court judgements;
• Business loans;
• Certain types of tax debts.

To find out if bankruptcy is the best option in your case, call or contact our Waterford bankruptcy attorney online today. We can arrange a free consultation to discuss your situation and how we can help you get out of debt.