Roseville Bankruptcy Attorney

Many people spend their entire lives paying off debts. Situations can easily cause you to reach your limit on credit cards, loans, and other obligations. When this happens, high-interest charges and penalty fees can be higher than the actual amount you owe. This makes these debts difficult, if not impossible, to ever pay off. To make matters worse, one missed payment can result in credit collection calls, exposing you to harassment, threats, and other types of intimidation. Roseville bankruptcy attorney Karen E. Evangelista provides solutions for those trapped in these situations, helping you regain control of your finances.  

Drowning in Debt?

In today’s world, you work hard for a paycheck. However, many of the things you want or need are often purchased through loans and lines of credit. This can result in a mountain of monthly bills and statements, covering everything from your car and housing costs to medical expenses and tax debts. According to Money.com, the average amount owed by each person in the U.S. totals more than $130,000.

When dealing with these types of outstanding debts, it is easy to get overwhelmed. This is where Roseville bankruptcy attorney Karen E. Evangelista can help. We understand the serious problems that can result when you are drowning in debt:

• Compounded interest rates that increase the amount you owe each month;
• High penalty fees that get tacked on if you are even a day late in paying your bill;
• Harassing calls from credit collection agencies demanding payment;
• Legal actions, such as repossessions, foreclosures, and court judgments, which result in additional costs and expenses;
• Threats of wage garnishment, which can prevent you from being able to afford even basic living costs.

Bankruptcy Can Provide a Solution to Your Problem

As a Roseville bankruptcy attorney with more than 31 years experience, Karen E. Evangelista can guide you in finding solutions to your debt problems. The U.S. Courts provide bankruptcy as an option for otherwise honest, hardworking people who find themselves in trouble with their mortgage, car payment, personal loans, credit cards, and other types of debts. Bankruptcy can help when you fall behind on your bills for any of the following reasons:

• When you suffer job loss, reduced hours, and other drops in income;
• When you experience personal problems, such as a divorce or the death of a loved one;
• When you face overwhelming medical expenses;
• When family issues, such as the birth of a baby or taking care of a sick relative, stretch your already tight budget.

Let Our Roseville Bankruptcy Attorney Help You

You do not have to struggle with debts on your own. Roseville bankruptcy attorney Karen E. Evangelista is here to help. Call or contact our office online today and request a consultation.