Bankruptcy Attorney Rochester Hills MI

Our Rochester Hills Bankruptcy Lawyer Helps With Your Debt Issues

There are few things worse than being hounded by creditors and threatened with debt collection actions. At the office of Karen E. Evangelista, P.C., we understand the impact this can have on your physical health and emotional well-being. In these situations, it is important to know that you are not alone. Our experienced Rochester Hills, Michigan bankruptcy attorney has helped people in similar situations for over 31 years. We can advise you on the steps to take to put a stop to the harassment, so you can get a fresh start.

Helping Clients Resolve Debt Issues for over Three Decades

Rochester Hills bankruptcy attorney Karen E. Evangelista has built her career around helping residents of our area resolve their debt issues. These situations can easily come about through no fault of your own. Clients often seek our services when dealing with the following:

• After a job loss or cut in income;
• During marital separations or divorce;
• In the aftermath of an injury or illness, when struggling with medical debts;
• When facing the threat of repossession of their belongings or foreclosure on their home;
• When struggling with keeping a business afloat;
• When threatened with legal judgments and other collection actions.

By filing a petition for bankruptcy, you may be able to put a stop to threatening collection calls and actions, while getting the clean slate you need to rebuild your credit. In Rochester Hills, these cases are handled through the Eastern District of Michigan division of U.S. Bankruptcy Court.

Determining the Type of Bankruptcy that Is Right for You

At the office of Karen E. Evangelista, P.C., we work closely with you to determine the type of bankruptcy needed to give you the best chance of making a fresh start. Under legal guidelines established through the United States Courts, options available include:

• Chapter 7 Bankruptcy: Known as a liquidation of assets, this allows you to keep certain belongings while having unsecured debts eliminated through the court.
• Chapter 11 Bankruptcy: This is a reorganization of assets and debt, used primarily by business owners.
• Chapter 13 Bankruptcy: A more common type of reorganization, this benefits businesses and individuals by letting them renegotiate and combine payments on homes, cars, and other types of secured debts into an amount they can afford.  

To find out the type of bankruptcy which could help you the most, contact our Rochester Hills bankruptcy attorney and request a free consultation. At the office of Karen E. Evangelista, P.C., we are dedicated to helping honest consumers get the debt relief they are entitled to under state and federal law. Call or contact us online today.