Rochester Bankruptcy Attorney

Experienced Legal Help With Debt Issues From Our Rochester Bankruptcy Lawyers

Worrying about outstanding debts you are unable to pay and being harassed by debt collectors can wreak havoc with your health, while preventing you from focusing on your job or duties at home. At the office of Karen E. Evangelista, P.C., our experienced Rochester, Michigan bankruptcy attorney has over three decades worth of experience in helping clients in similar situations. We offer caring, professional legal guidance in determining the best options to help you get back on track financially.

Struggling With Debts? You Are Not Alone

Bankruptcy provides a way for honest people to get a fresh start when they are overwhelmed with debts and financial obligations, often through no fault of their own. You may have suffered an illness or injury that left you with a mountain of medical expenses while being unable to work, or you may have lost a job or invested in a business that was unsuccessful.

The United States Courts report that roughly 800,000 people file for bankruptcy on behalf of themselves or their business each year. At the office of Karen E. Evangelista, P.C., our experienced Rochester, Michigan bankruptcy attorney guides clients in selecting the type of bankruptcy that best suits their needs:

• Chapter 7 Bankruptcy: This involves a liquidation of certain assets to satisfy unpaid debts. Any remaining debts are generally discharged by the court.
• Chapter 11 Bankruptcy: This is a type of reorganization plan used by business owners, allowing them to remain in business while debts are repaid.
• Chapter 13 Bankruptcy: This is a type of reorganization available to individuals and businesses. It can allow you to have some debts discharged, while reorganizing others into a single payment you can afford.  

Bankruptcy Proceedings in Rochester, Michigan

In Rochester, bankruptcy proceedings are held in the Eastern District of Michigan division of the U.S. Bankruptcy Court. Steps involved in filing include:

• Completing and filing a bankruptcy petition: Once filed with the court, creditors are prohibited from calling or taking further collection actions.
• Meeting with creditors: This involves reviewing the facts of your case and allowing creditors the opportunity to dispute any claims.
• Final hearing: This is where a judge approves any discharges or repayment plans made.

At the office of Karen E. Evangelista, P.C., we work with you throughout this entire process, representing your interests and making sure your rights are protected. Get relief from the burden of debts you are unable to pay, and call or contact our Rochester bankruptcy attorney online today to request a free consultation.