Falling behind on your bills can happen to anyone. Outstanding loans and credit card debt can quickly pile up. When unexpected events and losses in income leave you unable to make even minimum monthly payments, the situation is likely to snowball quickly. In addition to facing harassing bill collection calls, the added penalties and high-interest rates companies charge only increase the amount you owe. As an experienced Chapter 7 bankruptcy lawyer near Utica, Karen E. Evangelista is here to help in this situation. She offers solutions to help eliminate your debts.  Â
Bankruptcy is a process created through the U.S. Courts to help honest people who become overwhelmed with debt. If you are in this type of situation, it is important to know that you are not alone. Many struggle with paying their bills at some point in their lives, often due to the following types of situations:Â
In some cases, people simply overextend themselves financially. Credit card and loan companies make it easy for this to happen. They make money off the costly penalties and high-interest rates they charge when you fall behind. In these situations, a Chapter 7 bankruptcy attorney near Utica can guide you in filing the appropriate documents with the court to eliminate these debts, giving you a fresh start.    Â
If you are struggling in making payments and feel like you are drowning in debt, Karen E. Evangelista provides the trusted legal help you need. As an experienced Chapter 7 bankruptcy attorney near Utica, she can file the appropriate documents with the Eastern District of Michigan Bankruptcy Court to eliminate your debts completely. Chapter 7 bankruptcy applies to the following types of debts:Â Â
If you are finding it difficult to pay outstanding debts on your current income, know that relief is available. Chapter 7 bankruptcy proceedings were specifically designed to help consumers in this situation. The sooner you get legal help, the quicker you can get back on your feet financially. Call or contact our Chapter 7 bankruptcy lawyer near Utica online today and request a consultation to discuss how Karen E. Evangelista can help you. Â