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Author: Karen Evangelista

Does Bankruptcy Affect My Credit Score?

Many people don’t learn about a possible bankruptcy case because they have heard that bankruptcy will forever ruin their credit, and they will never get credit again. This is simply not true, however, and in many cases, bankruptcy can improve your overall credit picture. Below is some information about how bankruptcy might affect your credit,[…]

What is the Bankruptcy Means Test?

Chapter 7 bankruptcy is the most common type of bankruptcy for consumers, as it is the quickest and usually most efficient way to get rid of many of your debts. However, the law doesn’t let just anyone file for Chapter 7 bankruptcy, as you must qualify based on your income and wages. If you have[…]

 Lost My Job During COVID, Should I File for Bankruptcy?

Dealing with money problems is never easy. But what if you lost your job during the COVID-19 pandemic? There are many things you may be having a hard time with, including money. If you lost your job and have money problems now, you may be thinking of filing for bankruptcy. Losing a job sometimes goes[…]

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