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How Bankruptcy Can Help You Take Charge of Credit Card Debts

If you are behind in your credit card debts and are struggling to pay your monthly payments, you may be considering filing for bankruptcy. Bankruptcy can help in these situations, but it often makes sense to file before you reach your breaking point. You do not need to watch your credit rating go down the […]

Bankruptcy Offers Protection From Creditor Harassment

There are not many things that are worse than being harassed by credit collection agencies, especially if you are having problems dealing with debt. You may be getting many demand letters daily in the mail and receiving calls that interrupt you at work or during dinnertime with your family. In some cases, they may try […]

How To Decide If Bankruptcy Is Right For You

Trying to manage debts on a month to month basis can be tough. Sometimes it is so tough that you might need to look for other options for dealing with your debts. People who have a lot of debt often consider filing for bankruptcy as a way to get out from under their mountain of […]

The Dos and Don’ts of Filing For Bankruptcy

When it comes to filing for bankruptcy, there are certain things that debtors should be sure to do to help ensure that their bankruptcy filing proceeds without a hitch. There are also certain things that debtors should never do or avoid doing that could potentially delay their bankruptcy, or could even cause the proceeding to […]

Bankruptcy Won’t Discharge A Co-Signer’s Debt

There are many situations where someone, particularly someone who has a poor or unestablished credit history, is unable to get a loan or line of credit without a cosigner. A cosigner is someone who agrees to be on the hook for the debts incurred by the person that they are cosigning for. Parents act as […]

5 Myths About Bankruptcy

For many people bankruptcy is a mysterious and complicated area of law to understand. Due to its technical nature, and a ridiculous amount of legal terms that are thrown about by bankruptcy lawyers, bankruptcy might be confusing and you might not know much about it other than what you might have heard about it from […]

Do Not Try to Hide Assets Or Give Assets Away Before Filing For Bankruptcy

Tips From A Rochester Bankruptcy Attorney: Don’t Hide Your Assets If the bankruptcy court has reason to believe that you were trying to commit fraud on the court when you filed for bankruptcy by either hiding assets or giving assets away prior to filing for bankruptcy, you could potentially face your bankruptcy proceeding being dismissed […]

Once I File For Bankruptcy, Is It A Sure Thing That My Debts Are Gone?

Learn About Bankruptcy With A Rochester Bankruptcy Law Firm Too many people have the misunderstanding that by simply filing for bankruptcy all of their debts will be discharged. This is not a correct understanding of how bankruptcy works. Simply filing for bankruptcy does not guarantee that you will be successful. There are many reasons why […]

Bankruptcy is Nothing To Be Ashamed Of

Don’t Be Ashamed of Bankruptcy – Talk To A Bankruptcy Lawyer Rochester If you are considering filing for bankruptcy as a way to help manage or reduce your debt load,  you need to know that declaring bankruptcy is nothing to be ashamed of. In some social circles bankruptcy has a negative stigma associated with it […]

How To Gain Control Over Your Debt

Learn How To Gain Control Over Your Debt With An Experienced Rochester Bankruptcy Lawyer Many times people who get themselves in over their head with their debts feel very trapped. The balances that they owe feel overwhelming and like they can never be paid off. Credit card debt has such a high interest rate that […]